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Small Group Insurance Market Working Group

Scope: To study and report on the options available to increase rate predictability and stability for groups of 100 or fewer employees.

  1. Analyze implementation options in expanding the small group definition to 100 employees
  2. Research underwriting concerns and rating requirements and the implications of change in small group market size on the entire health insurance market, and limitations on renewal, enrollment methodologies, and processes
  3. Study costs for employers, employees, brokers, and health plans
  4. Determine how to assist employers in understanding the implications of employers migrating from fully insured to self insured and associated risks
  5. Create a uniform application form
  6. Research education and compliance issues related to the offering of Section 125 plans under Minnesota Statutes, section 62U.07
  7. Assure compliance with federal law, including expeditious implementation of federal health care reform requirements.

Legislative Members

Senator Linda Scheid, Chair, Commerce and Consumer Protection
Senator David Senjem, Minority Leader
Representative Diane Loeffler, Assistant Majority Leader
Representative Denny McNamara

Public Members

John Gross, Director of Health Policy, Department of Commerce
Nancy Nelson, Vice President and Chief Actuary, Blue Cross and Blue Shield of Minnesota (BCBSM)
Joe Pupkes, Vice President of Underwriting & Product Development, Preferred One
Greg Dattilo, Dattilo Consulting, Inc.
Tom Aslesen, Accord Benefit Resources, Inc Joseph Lotus, Director of Government Relations, Assurant, Inc.
John Sjoberg, Controller, Shaw-Lundquist, LLC
Mike Hickey, NFIB/Minnesota State Director
Sandra King, Vice President Operations, West Central Initiative
Charles Terry, Terry's Hardware, Inc
Julie Pawlowski, Director of Human Resources, Command Tooling Systems
Alex Neutgens, Director of Finance, IMAGO North America (ADDCO is now IMAGO)
William Gullickson, CEO of MGK
Suzette Frith, Human Resources Manager, TSE, Inc.
Terese Pilaczynski, Director of Human Resources, Lancet Software Development
Scott Walker, Carpenters Union Member, St. Paul Linoleum and Carpet Company

Staff

John Gross, Director of Health Care Policy, Department of Commerce
Sherri Mortensen Brown, State Program Administrator Principal, Department of Commerce